Money from your smartphone is easier than ever these days in this digital era. There are many online money making apps just to make more money from doing simple tasks like taking a survey or even simply shop on the online.
These apps provide you with an opportunity of earning money without anything out in advance which is perfect for people who want to earn decent amount of money with the spare time. If you are looking for ways to make quick cash, or build some solid passive income on the side, these apps can help you reach your financial goals. Here is where we take a look at some of the best money making apps out there, and also how you can best leverage them in 2024.
Do Online Money Making Apps Even Really Work?
Online money making apps have been gaining a lot of traction and provide users means to make money by doing things like surveys, cash back programs, freelance tasks and game play.
Are these really apps you can make a reliable source of income?
Online money making apps do work but the success that you make and the amount also depends on the type of app and how much effort you actually put into the app. Some apps pay very little per task, requiring a lot of time to even start to make any money. Looking to break into the side hustle world, then apps like Swagbucks and Survey Junkie will allow you to make money through surveys or easy tasks, though usually it’s just small sums (enough for gift cards or some extra cash).
However, if you’re good at a service that people are going to pay for, then freelance apps like Fiverr or Upwork are a path that should earn you substantial income.But there are also millions of scam apps that guarantee high returns and never provide. Before committing your time, it’s very important to investigate beforehand.
Business making apps with good reviews and payment methods, or no up front fees are generally legitimate.Putting it briefly, online money making apps but are not a way to be rich very fast. With realistic expectations, patience and consistency in using the apps success comes.
App #1: Extra Cash – Easy Tasks with Swagbucks
A very popular online money making app is Swagbucks which earns you money for doing simple tasks, taking surveys, watching video’s shopping on the internet and even playing games. As far as usability goes, it’s simple and ideally suited to low income users who want to make some cash on the side.
Earnings Potential:
Earlier I wrote about how you can use Swagbucks and earn an average of $50 to $100 per month with the consistent use of their portal. The exact amount will be based on how much you use the platform and do the available tasks in comparison. For instance, you can answer surveys and get 40 to 100 Swagbucks (SB) points which equates to about $0.40 to $1.00.
Examples of Tasks:
Surveys: You earn points by giving your opinions about a number of things.Shopping: They get cash back from their affiliate links to stores like Amazon or Walmart.
Watch videos: You earn points by watching ads or entertainment clips.
Tips for Maximizing Earnings:
1. Focus on high-paying tasks: Payouts of surveys and cashback offers are better than watching video ads or playing games.
2. Complete daily goals: If you complete tasks, Swagbucks offers bonuses based on how far you go in the day.
3. Refer friends: On swagbucks you will be rewarded for bringing friends to the site because they have a referral program.
Advice:
Swagbucks won’t take the place of full time employment, but it’s a good way to make extra money in gift cards, Paypal cash, or just discounts on purchases. The more you do it, the more you’ll get. Stay consistent, do the more rewarding tasks instead of the least rewarding ones, building the wheel further and further for maximum effort with minimal reward.
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App #2: Fiver: Freelance Services for a Bigger Earnings

Fiverr is one of the strongest online money-making apps that connect freelancers with customers who want to engage them in writing, graphic design, programming and many others services.
Fiverr also differs from other apps that pay a little for a certain job in that they let you provide the kind of skills you own at acceptable level, for an excellent pay.
Earnings Potential:
On Fiverr, the earning potential is way higher than task based apps. It will take a beginner some months, earning $300 to $500 per month, while a seasoned freelancer may get $1,000 to $3,000 or more, depending on their niche and the number of clients they can secure.However, prices for each service, or “gig,” can cost from as little as $5 to as much as $1,000 based on the complexity of the task.
Examples of Services You Can Offer:
Writing & Translation: They are blog posts, website content and product descriptions.
Graphic Design: For logos, social media banners or marketing materials.
Programming & Tech: Needs of website development, app creation, bug fixes…
Tips for Maximizing Earnings:
1. Optimize your gig description: So in making your gigs easy to be found, make sure you try to title them clearly and describe them comprehensibly, with relevant keywords.
2. Offer gig extras: You can also increase your earnings by offering premium services or the delivery options at the faster speed for an additional fee.
3. Build a portfolio: Use to show a client your past work so that they can trust you and order again and pay more.
Advice:
To succeed on Fiverr, and especially when starting out, the work involved is dedicated and time consuming. For new freelancers, getting on with building positive reviews is the way to go; a great reputation will help other people find your gig, and their budget bigger.
Work on high quality work and delivering it, offer great customer service and gradually increase your prices, all of these will help you scale your income over time.
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App #3: Upwork – Long Term Doing projects with professionals

If you’re a freelancer and looking for an app to earn more on larger and long term projects, Upwork is a very reputable online money making app that anyone can use and also now days upwork is one of the best online money making apps. Upwork is a bridge between professionals and projects around the world – you can build creates steady and big income.
Earnings Potential:
New to Upwork can earn $500 – $1,000 monthly, but the more experience you have, the more you can earn — $2,000 – $5,000+ monthly, for example. Earnings depend on the complexity of a project, your experience and rates, which can vary from $10 up to or over $100 per hour, depending on the industry.
Examples of Projects You Can Find on Upwork:
Web Development: It is to build websites or applications for businesses.
Content Writing: Writing blogs, making articles, and writing marketing copy.
Marketing Services: Doing something with your digital marketing campaigns or social media management.
Tips for Maximizing Earnings:
1. Create a strong profile: Put together a detailed profile with work samples, client testimonials to attract high paying clients.
2. Apply strategically: Look for jobs that match your expertise, and they should pay you well. Participate in offers to stand out to the viewers.
3. Build long-term client relationships: An income will be secured from securing repeat work from satisfied clients; and you will reduce the need to keep searching for new jobs.
Advice:
For those revenue goals, Upwork works well for freelancers, but also tough competition. The main thing is to undertake the work of high quality and establish reliable reputation on the platform. You will be collecting positive feedbacks and gaining more experience for which you can gradually increase your rates and start working on bigger, more expensive projects.
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App #4: Earn Cashback While You Shop with Rakuten

One of the best online money making apps out there is Rakuten (formerly Ebates), which pays back users with cashback on making everyday purchases through their platform. And all you have to do is shop with the Rakuten app at partnered stores, and you’ll earn back a percentage of the spend that you get, essentially losing nothing but gaining so much.
Earnings Potential:
The cash back rates that stores provide (between 1% and 15%) and how frequently a user shops are among the key factors for how much a user can earn from regular shopping, 50 to 150 dollars per month. Travel or electronics are high cashback categories which can significantly increase your monthly earnings.
Examples of Cashback Opportunities:
Retail Stores: Get up to 10% cashback from large retailers such as Amazon, Walmart or Target.
Travel Booking: You’ll earn up to 5% cashback on hotel and flight bookings through partners like Expedia.
Groceries: Rakuten has also allowed many grocery store and online delivery service to offer cashback.
Tips for Maximizing Earnings:
1. Shop during promotions: Cashback percentages happen to be increased from time to time during special sales events such as Black Friday or seasonal promotions with Rakuten.
2. Use in-store cashback: Not only can you link your credit card to app to earn cashback on your shopping history, but you can shop in physical stores and earn cash back, too.
3. Refer friends: Rakuten’s referral program rewards you every time your friend who you’ve invited to shop completes a purchase.
Advice:
For people who spend time shopping and want to get savings on regular small purchases, Rakuten is ideal. Always use Rakuten before making a purchase and combine it with other methods of saving, such as coupons or discounts, to really maximize your cashback. Like many extra income opportunities, it’s an easy, hassle free way to earn extra cash without making any changes to your shopping habits.
App #5: Automatic Cashback for Your Everyday Purchases is Dosh.

Dosh is an online money making app that makes money back effortless. With the app, you automatically get cash back on purchases made at partner retailers, restaurants and hotels simply by linking your credit or debit card to the app and not having to even scan receipts or activate offers. Dosh is one of the most convenient apps for passive income and one of the best online money making apps.
Earnings Potential:
When you use your linked card at participating stores, Dosh users usually make $20 to $100 per month. Usually, cashback rates fall between 2% and 10 % and professional bonuses may go up to 15%.
Examples of Cashback Opportunities:
Dining Out: Cash back when you dine at participating restaurants.
Retail Purchases: Stores like Walmart and Sephora get you 2-10% cashback.
Travel: Get up to 40% cash back when you book hotels through Dosh’s travel partners.
Tips for Maximizing Earnings:
1. Link multiple cards: Link all of your ever used credit and debit cards to Dosh so you never miss out on cashback.
2. Stack rewards: You can use Dosh cashback and then use credit card rewards or store discounts to double your savings.
3. Check for special offers: Sometimes Dosh will give you boosted cashback on certain purchases, so look for these promotions.
Advice:
If you want to earn extra, but don’t want to do any extra or specifically want money making apps which won’t ask for much, then Dosh is an ideal online money making app as it does not put a lot of effort to earn money. Once linked, you’ll earn cashback on eligible purchases automatically.
Dosh is perfect to use with everyday purchases and then with occasion purchases such as travel or dining out to maximize your monthly earnings. The app is so simple to implement you can increase your passive income gradually with little to no effort.
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